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Is a retirement advisor worth the cost?

40 people answered this on the record, across 18 organisations. The change they described most often was clearer systems and processes — 9 of 40 raised it unprompted. 7 described more confidence in the decision. The timeframe described most often was 2 – 6 months. Each figure is a count of what someone said in a recorded interview.

Based on interviews recorded up to 2026-07-30. Updated as new interviews arrive.

What the answers had in common

Counts of interviews where the person described this in their own words.

Outcomes described by people answering: Is a retirement advisor worth the cost?
What changedInterviewsShare
Better systems9 of 4023%
Confidence7 of 4018%
More clients7 of 4018%
Family & relationships5 of 4013%
Revenue growth5 of 4013%
Mood & stress3 of 408%
  • And as I said, Andy sat me down, he explained the process, that it's actually much better.Hubert Garvey
  • I was looking for an expert, looking for somebody I could trust, I guess, more than anything.Randall & Linda Hachenski
  • We have to have real clients that have experienced your transformation for us to be able to interview.Curt Maly
  • My wife and I were there, and he showed us both what was going on and what we needed to do and how he could help us build it better.Donald & Marilyn Cherry

How long it took them

  • 2 – 6 months · 1
  • Over a year · 1

The interviews behind this answer

What they doubted first

  • According to Hubert Garvey, the Geobear solution was significantly more affordable, costing in the region of one-third of what a traditional method would have cost. He found it to be a better solution that was also less invasive to his property.Hubert Garvey
  • April Kerlew noted that while she initially worried about the cost, learning that probate could exceed $10,000 made hiring the firm a 'no-brainer.' She found the firm's fees to be substantially less than the projected cost of probate her children would have f…April Kerlew
  • Ella Webber (00:00) if you try to go into this on your own and figure it out, probably would cost more than the cost of the education in terms of finding your way around and buying the wrong things.John Carter

Follow-up questions they answered

How can I ensure my wife is financially protected if something happens to me?
Randall Hachenski addressed this concern by working with Dan at Panic Proof Retirement, who specialized in spousal protection. Randall noted that the firm's specific resources, like Dan's book and 'casserole' analogy, provided a clear roadmap for his wife to follow during difficult times. — Randall & Linda Hachenski
Is the retirement planning process at Panic Proof Retirement high-pressure?
According to Randall Hachenski, there was 'no pushy stuff' during the advisory process. As an engineer, he appreciated that the information and analysis provided were logical and focused on his specific needs rather than sales tactics. — Randall & Linda Hachenski
How often does Panic Proof Retirement communicate with clients?
Randall Hachenski mentions that they have established regular meetings at least once a year. Additionally, he notes that phone calls during the year have been seamless whenever he has a question that needs answering. — Randall & Linda Hachenski
Is Geobear more expensive than traditional concrete underpinning?
According to Hubert Garvey, the Geobear solution was significantly more affordable, costing in the region of one-third of what a traditional method would have cost. He found it to be a better solution that was also less invasive to his property. — Hubert Garvey
How long does the Geobear foundation repair process take?
The on-site work is extremely efficient; Hubert Garvey reported that the crew arrived at 8:00 AM and the entire job was completed with the team headed home by 4:30 PM the same day. — Hubert Garvey
What preparation is needed for Geobear geopolymer injection?
Hubert Garvey noted that foundations had to be exposed beforehand to ensure the crew could access the area and, crucially, to avoid puncturing any water or utility lines during the injection process. — Hubert Garvey

Where these people were

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